TIL Desk/Business/New Delhi/ Reliance General Insurance Company Ltd. (RGICL), one of India’s leading Private General Insurance Companies, launches first of its kind premium health insurance product – Reliance Health Infinity Policy that offers limitless benefits. This unique product comes loaded with high sum insured up to ₹5 Crores, superior features like MoreGlobal Cover, Maternity Cover, OPD Cover, unlimited restoration of sum insured, and 15 plus useful add-on benefits. It also rewards customers for being fit both financially and physically by offering India’s first Credit Score based discount and BMI-based discount on the premium. With the launch of this top-of-the-line product, Reliance General Insurance aims to address the evolving and distinctive medical requirements and preferences of today’s aspiring, affluent or elite customers who are risk-averse and conscious and want infinite benefits in their health policy for maximum protection.
Reliance Health Infinity Policy’s ‘more’ benefit options – MoreGlobal, MoreCover and MoreTime – enable customers to meet their health insurance requirements without any compromise and hassle. For instance, MoreGlobal Cover, which is apt for globetrotters, offers emergency as well as planned medical treatment abroad along with air ambulance and OPD facilities. MoreCover benefit gives customers up to 30% additional coverage* to the sum insured amount thereby enhancing the overall coverage. MoreTime benefit provides longer policy duration with 13 months policy period instead of just 12 months.
Thrilled about the launch, Mr. Rakesh Jain, the Chief Executive Officer, Reliance General Insurance, said, “Today, a basic health plan is just not sufficient any more to ensure the protection one needs. People who are risk-averse and are cognizant of soaring medical inflation and availability of modern treatments would rather want to opt for a policy that offers infinite protection with world-class benefits like High Sum Insured with Unlimited Restoration, Medical Equipment Cover, Planned Global Treatment. With the Reliance Health Infinity Policy, we want to empower our customers with the best-in-class features and ‘limitless benefits’ to maximise their protection and the peace of mind they deserve.”
The myriad add-on benefits of power packed Reliance Health Infinity Policy include Maternity Cover of up to ₹2 Lakhs with an incredibly low waiting period of only 12 months; Unlimited restoration of the base sum insured amount during a policy year on both related and unrelated illnesses; OPD Cover that takes care of not only doctors’ consultation and diagnostic tests but also dental & surgical treatments along with prescribed drugs; Double Cover that is applicable from Day 1 and gives additional 100% of sum-insured to be used during the same claim; Consumables Cover that pays for miscellaneous expenses such as syringe, gloves which are usually non-payable and impact 8-10% of the total hospitalisation expenses; Change in Pre Existing Diseases (PED) waiting period from 3 years to 4 years or 2years or 1 year and Specific Illness waiting period from 2 years to 1 year. With many more such benefits, this stellar product of Reliance General Insurance has been developed to provide limitless benefits and maximum protection.
The policy is available in individual and family floater (up to 8 members) category and offers a broad range of sum-insured options starting from ₹5 Lakhs to ₹5 Crores thereby catering to all groups of customers. Children above 90 days of age and adults between the age of 18 to 65 years are covered in this policy. Additionally, new-born babies are covered under Mother & Child Care benefit. The basic plan of Reliance Health Infinity Policy is well-rounded and provides coverage against critical expenses like for Organ Donor, Pre-&-Post hospitalization, Day-care procedures, emergency ambulance and special treatments.
The policy has also introduced smart discounts like Credit Score-based (first in the country), BMI- (Body Mass Index)-based and Stay Healthy discount to reward customers for staying fit both financially and physically. In the Company’s endeavor to promote women, the policy offers a 5% discount for insuring a girl child in the family floater policy and another 5% discount if the proposer is a female. Moreover, customers can get a 10% discount just by purchasing the policy online. The policy offers several other discounts** to the customer’s advantage. The Reliance Health Infinity policy can be bought for 1-, 2- or 3-years policy tenure from the company’s website (www.reliancegeneral.co.in), 75000 intermediaries and 131 branch office across the country.
